Insurance

Insurance is just another way Professional Pharmacists Australia helps keep you protected when you need it most. Wherever your work takes you, we’ve got you covered.

Professional Indemnity Insurance

Professional Pharmacists Australia is dedicated to protecting, supporting and improving the lives and working conditions of pharmacists across Australia. That’s why we’ve secured PPA Members Insurance tailor made professional indemnity insurance for pharmacists that gives you the most comprehensive protection for the best possible value in the market today.

For professionals, insurance is a key part of managing risk. We provide all members with competitive rates on a range of insurances specific to your profession including:

• The best value professional indemnity insurance for pharmacists on the market
• Protection for the preparation and administration of COVID vaccination*
• $20,000,000 limit of indemnity per claim for professional indemnity and an annual limit of $40,000,000
• Worldwide cover (excluding the USA & Canada)
• Unlimited retroactive cover for past activities
• Unlimited run-off cover when you have a leave of absence or retire
• Insurance for locum and mobile pharmacists 
• Professional indemnity insurance which meets AHPRA requirements
• No excess

*policy covers bodily injury when administering the vaccine, the preparation of the vaccine by an individual and the like. Full policy details here. Exclusions: Aged Care Royal Commission, Amendment to Nuclear Risks, Listed Human Disease, Coronavirus Vaccine.

If you are a member and want to make a claim please log-in and click the button below.

Make a claim

Journey Insurance - At No Extra Cost

Your workday isn’t always spent in an office. Because of this, Professional Pharmacists Australia membership also means you automatically qualify for the Professionals Australia Journey Insurance policy. This provides cover for members who suffer injuries while travelling to and from work. Rebates are provided when Workers’ Compensation, the Traffic Accidents Act or an equivalent do not meet a claim.

Click here to find out more about what is covered and how you can make a claim.

More Information

Travel insurance

Travelling is supposed to be fun. However, accidents happen. And when they do, they can ruin both your trip, and your finances.

But with travel insurance from Cover-More, you don't have to worry about unexpected incidents. Whether your flight experiences delays, you lose your bags, or you become ill mid-trip, Cover-More can help when you need it most.

Professional Pharmacists Australia and Cover-More have come together to create a great offer for members.

Our safety net policy provides members with:

$20 million cover for employee pharmacists

We provide cover that is appropriate to the level of risk for the full scope of treatments and practices you are registered and qualified to perform as a professional employee pharmacist.

Meets national registration requirements

Our insurance meets the requirements for registered pharmacists under the national registration standards of the Australian Health Practitioners Regulation Authority (AHPRA). Everything in the scope of pharmacy as regulated by the Pharmacy Board of Australia (PBA) including vaccinations and medicine reviews are covered.

Run-off cover and retroactive cover for prior events

We provide run-off cover that protects you even after you retire. Retroactive protection is also included for unknown events prior to becoming a Professional Pharmacists Australia member and there is limited overseas cover for working holidays too.

Coverage for full scope of practice

• Members are covered for the full scope of practice you are registered and qualified to perform as an employee pharmacist (in private and public settings) under AHPRA standards – including administering immunisations, and medicine reviews.
• The policy will not cover dishonest criminal acts or known circumstances of existing claims against members.

Policy documentation Berkley Insurance policy from 1 May. Full policy details here. Exclusions: Aged Care Royal Commission, Amendment to Nuclear Risks, Listed Human Disease, Coronavirus Vaccine.

Are you eligible?

As a safety net policy there are restrictions on eligibility and coverage.

To ensure you are covered you need to:

• Keep your membership fees and your work and contact details up to date.
• Disclose any relevant information and immediately report any circumstances that may lead to a potential claim.

JOIN NOW

The Professional Pharmacists Australia (PPA) Professional Indemnity Policy is exclusively available PPA Members.
Overseas based members are not covered by this policy and should seek advice relevant to their business.
The PPA PI Policy is underwritten by Berkley Insurance Australia (AFSL 463129) via Professionals Australia Insurance Broking.
Countrywide Insurance Group Pty Ltd T/AS Professionals Australia Insurance Broking holds Australian Financial Services Licence No. 511363 under the Corporations Act 2001 to provide General Insurance Broking Services.